Disciplined. Diversified.
Purpose-driven.

Your investment strategy is shaped by what we learn in Discovery and formalized in your personalized Investment Policy Statement (IPS) — the foundation of how your portfolio is managed. Anchored by your personalized Investment Policy Statement, we build and manage your portfolio using a modern blend of traditional markets, alternatives, and active oversight. Our approach is transparent, research-driven, and aligned with your goals.

OUR INVESTMENT PHILOSOPHY

Beyond 60/40.

At Palos, we build modern portfolios that go beyond the traditional 60/40 approach. Today’s investment landscape demands more than simply dividing assets between stocks and bonds. Our portfolios draw from a broader, more flexible universe that includes alternatives. This expanded tool kit helps us build portfolios that are more diversified, more adaptable, and better suited to long-term wealth creation.

Our Investment

A disciplined framework guided by your IPS.

Your Investment Policy Statement (IPS) is the foundation of your investment strategy. It defines your objectives, constraints, risk profile, liquidity needs, tax considerations, and long-term goals. Every investment decision flow from this document.

From there, we follow a structured and repeatable process :

Investment Policy Statement (IPS)

We formalize your objectives, risk profile, time horizon, liquidity needs, and constraints into a personalized IPS — the blueprint that governs how your portfolio is managed.

Strategic Asset Allocation

We determine your long-term mix of equities, fixed income, alternatives, and cash. Asset allocation is the primary driver of long-term returns, and we approach it with discipline - not emotion. 

Model Portfolios (Risk-Based Frameworks)
Our model portfolios help align your asset allocation with your risk profile. These models provide structure.
Your actual portfolio is always customized to your financial plan, tax situation, and liquidity needs. 

Low Risk

Defensive, income-oriented

Medium Risk

Balanced & diversified

High Risk

Growth-focused with higher return potential 

Portfolio Construction

We implement your strategic asset mix using a diversified combination of:

Defensive, income-oriented

Our equity, fixed income, and alternative mandates serve as core building blocks. These strategies allow us to implement views with precision, consistency, and transparency.

External Managers (Open Architecture)

We incorporate external managers when specialized expertise or diversification adds value. This objective, flexible approach ensures each client receives the optimal mix of strategies.

Each component is selected for its role, efficiency, and alignment with your IPS.

Risk Management

We continuously monitor exposures, liquidity, volatility, and concentration to ensure your portfolio remains aligned with your long-term strategy. Our approach emphasizes transparency, discipline, and protection of capital across market cycles.

Ongoing Review & Rebalancing

Markets evolve. Your goals stay constant. We review your portfolio regularly and rebalance when needed, always guided by your IPS and your long-term objectives.

GET STARTED

Invest with intention.

Put a disciplined, personalized strategy behind every investment decision. Speak with a Wealth Advisor to begin.

OR REACH US AT:

FAQ

What is Investment Management?

Palos Wealth Management is a Canadian wealth and investment management firm with over 20 years of experience providing innovative investment solutions. We specialize in active portfolio management, focusing on delivering high-performing investment strategies and consistent, risk-adjusted returns tailored to the needs of our clients.

How does my Investment Policy Statement influence portfolio decisions?

Palos is registered as an adviser in the category of portfolio managers under the securities laws of all Canadian provinces and territories, and as an investment fund manager in the provinces of Ontario, Québec, and Newfoundland and Labrador. Palos is also registered as an exempt market dealer in Alberta, British Columbia, Ontario and Québec.

What does it mean to go beyond the traditional 60/40 portfolio?

We don’t believe in a one-size-fits all approach and neither do our wealth advisors. We take pride in matching you with a financial professional that will create the right customized plan for you. Whether you want to align your investments with your personal ethics or you want to customize your portfolio, we are here to help. We value our clients and your feedback and have implemented improvements for effortless performance tracking thanks to client feedback.

What are Palos Proprietary Funds, and why are they used?

Our clients’ assets are held at independent financial institutions, to securely custody and protect your assets. Palos has established partnerships for client custodial services with National Bank Independent Network, Fidelity Clearing Canada ULC, RBC Investor & Treasury Services and Interactive Brokers Canada Inc. We believe that our clients can have their custodial needs met and get the peace-of-mind of having their money and securities held at one of those financial institutions, while we focus on managing your investments.

What should I expect during my ongoing relationship with your team?

Palos is bound by a fiduciary duty to its clients, meaning we are legally obligated to act in your best interests at all times, and we take that responsibility seriously. We are committed to understanding each client’s unique goals and circumstances, and we strive to provide tailored solutions that align with those needs. Our advisors uphold the core principles of fiduciary duty: acting with care, integrity, and unwavering commitment to our clients’ best interests.